Welcome to Credit Life BD. These terms and conditions ("Terms") govern your access to and use of the Credit Life BD website (the "Website") and the services provided through the Website. If you go on the website or use it, you're agreeing to follow these rules. If you don't want to follow these rules, then please don't use the website.

1. Use of the Website
• 1.1 License: Subject to these Terms, Credit Life BD grants you a limited, non-exclusive, non-transferable license to access and use the Website for your personal and non-commercial purposes.
• 1.2 Prohibited Activities: By using the Website, you agree not to do any of the following:
  • Don't do anything that could harm or break the Website, like trying to mess with its workings, make it stop working, or put too much strain on it.
  • Don't try to get into parts of the Website, people's accounts, or any systems linked to the Website that you're not supposed to access.
  • Don't use the Website to gather or keep personal details about other users unless they've said it's okay.
  • Don't use the Website for anything illegal or against the rules.

2. Intellectual Property
• 2.1 Ownership: The Website and its content, including but not limited to text, graphics, logos, and images, are owned by Credit Life BD or its licensors and are protected by copyright, trademark, and other intellectual property laws.
• 2.2 License to User Content: By submitting any content to the Website, including but not limited to comments, feedback, or suggestions, you grant Credit Life BD a perpetual, irrevocable, royalty-free, worldwide license to use, modify, reproduce, and distribute such content.

3. Privacy

Your use of the Website is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Website, you consent to the collection, use, and disclosure of your information as described in the Privacy Policy.

4. Disclaimer of Warranties
• 4.1 No Warranties: The Website is provided on an "as is" and "as available" basis, without any warranties of any kind, either express or implied.
• 4.2 Use at Your Own Risk: You use the Website as a user at your own risk. Credit Life BD makes no warranties or representations about the accuracy, reliability, completeness, or timeliness of the Website or its content.

5. Limitation of Liability

Exclusion of Liability: To the fullest extent permitted by law, Credit Life BD shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Website.

6. Indemnification

You agree to indemnify and hold Credit Life BD harmless from any claims, damages, losses, liabilities, costs, and expenses (including attorney's fees) arising out of or in connection with your use of the Website or any violation of these Terms.

7. Modifications to Terms

Credit Life BD reserves the right to modify or update these Terms at any time, without prior notice. Your continued use of the Website after any such changes constitutes your acceptance of the revised Terms.

8. Governing Law

These rules are controlled and interpreted based on the laws of [jurisdiction]. This means that the rules (or terms) that you're agreeing to are guided by and understood according to the laws of a particular place or jurisdiction, which could be a country, state, or region. If there's any argument about these rules, it will only be settled in the courts of [jurisdiction]. This means that any legal proceedings related to these terms must take place within the specific legal system outlined by the jurisdiction mentioned.

9. Contact Us

If you have any questions about these Terms, please contact us at masum@creditlifebd.com.